(A) The Agency determines which the bank hasn't provided enough justification to the program and each aspect of the system as essential pursuant to paragraph (d) of the segment;
When making use of overall performance tests and strategic strategies pursuant to paragraph (a) of the area, and when determining irrespective of whether to approve a strategic strategy pursuant to § 228.
컴퓨터 앞에 앉아 네이버를 이용하고 싶다면, 몇 가지 간단한 방법으로 네이버 웹사이트에 접속할 수 있습니다.
In case the Board gets a community comment before the near date of the financial institution's CRA examination, the general public comment will likely be regarded in connection with that CRA assessment.
(v) To amass ownership or Charge of shares or all or considerably every one of the property of a price savings Affiliation, to trigger a cost savings association to be a subsidiary of the discounts and loan holding business, or to merge or consolidate a financial savings and loan Keeping business with another savings and loan Keeping business in a transaction that requires approval underneath section 10 of the house Entrepreneurs' Loan Act (twelve U.S.C. 1467a).
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(three) Gains or serves a number of geographic areas with small amounts of Local community development funding;
Revitalization or stabilization comprises things to do that guidance revitalization or stabilization of focused census tracts, together with adaptive reuse of vacant or blighted structures, brownfield redevelopment, help of the strategy for a business advancement district or primary street method, or every other activity that supports revitalization or stabilization, Which:
A bank or financial savings association's record of general performance would be the foundation for denying or conditioning acceptance of an software mentioned in paragraph (a) of this area.
For a substantial financial institution that had belongings increased than $10 billion as of December 31 in both equally of the prior two calendar yrs, the Bank Nationwide Community Improvement Investment decision Metric actions the dollar quantity with the bank's community improvement investments that gain or provide all or part of the nationwide location, excluding property finance loan-backed securities, when compared with the deposits within the lender located in the nationwide area, calculated pursuant to paragraph II.m of appendix B to this section.
To get a designation as being a restricted purpose bank, a financial institution have to file a prepared here request Using the Board at the least ninety days previous to the proposed efficient day with the designation.
When you have questions for the Company that issued the current doc remember to Get hold of the agency straight.
Assignments to revitalize or stabilize a targeted census tract that come with the two professional and household parts qualify as revitalization or stabilization things to do under this paragraph (e)(2), if:
When assigning scores, the Board considers a financial institution's previous general performance. If a financial institution's prior score was “Requires to Improve,” the Board might identify that a “Substantial Noncompliance” ranking is suitable the place the bank unsuccessful to boost its effectiveness since the earlier evaluation interval, without satisfactory foundation for these failure.